Last updated: September 14, 2026
The short version
Everything you type into the calculator — income, household details — is processed entirely in your browser. It is never sent to our servers, stored, or shared. We have no accounts, no forms, and no database of user information.
Information we collect
We do not collect personal information directly. Like most websites, we use third-party services that may collect data automatically:
- Analytics. We use Google Analytics to understand aggregate traffic (pages visited, approximate location, device type). This data is anonymized and does not identify you personally.
- Advertising. This site is preparing to carry advertising served by Google AdSense. No advertising is running at the time of writing. Once it is, Google and its third-party vendors may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising at Google Ads Settings, or manage how third-party vendors use cookies at aboutads.info.
Cookies
We use a single localStorage entry to remember your light/dark theme preference. Third-party cookies may be set by Google Analytics, and by Google AdSense once advertising is enabled, as described above. You can block or delete cookies in your browser settings; the calculator works fully without them.
Your rights
Depending on your location (including the EU/EEA under GDPR and California under CCPA), you may have rights to access, correct, or delete personal data. Because we do not store personal data ourselves, such requests generally apply to the third-party services listed above. For anything else, contact us at deepak@i864calculator.com.
Who operates this site
This site is published and operated by Vrisaram Enterprises (OPC) Private Limited, an independent web publisher registered in India. It is not affiliated with USCIS, the U.S. Department of State, or any government agency.
Changes
We may update this policy from time to time. Changes will be posted on this page with an updated date.